Loan calculator

  • What can I borrow?
  • What can I afford?

Win with MTF Finance

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Get a loan from the finance specialists

MTF Finance has been trusted by Kiwis since 1970 to help them buy the wheels they need to get moving.

With over 6,000 customers scoring MTF Finance 4.9 out of 5 on Trustpilot, we’re the highest rated finance company in New Zealand.

Work out what you can afford with our handy calculator or apply now to get started.

MTF Finance offer

  • Loans tailored to suit you
  • Borrow from $2,000
  • Flexible terms from 3 months to 5 years
  • Deposit not always required
  • If you're in business, you may claim GST on your vehicle purchase price at the start of the loan. The vehicle is recorded as an asset on your balance sheet, so you can claim depreciation.

Cost of borrowing and standard terms

For information about standard form contract terms, interest rates and fees, when financing with MTF Finance, see Cost of borrowing

Standard terms